Motor Trade Insurance
Smarter Insurance offer you access to exclusive motor trade road risks only products and services. Our road risks only product range allow sole traders and firms who operate either part time or full time in the industry access to a competitively priced insurance product range.
All our motor trade road risks insurance policies will provide cover for you to ride or drive your own and customer’s vehicles, and provide cover for vehicles parked at your home address. We can also include cover in respect of eligible employees of the business to drive any motor vehicle owned by or used in connection with the motor trade business. For eligible drivers we can also extend cover to include employees and relatives to drive in connection with social domestic and pleasure activities.
Special Features:
- Full or part time traders accepted
- Cover from home or premises
- Motor trade and social use available
- Additional business use available
- Demonstration cover available
- Recovery vehicle cover available
- Motorcycle cover available
- Levels of indemnity up to £50,000
- Road risk only and combined policies available
- Highly competitive premiums
- Flexible payments/instalments
Here are some of the examples of the trades we can provide a quotation for. If your trade is not listed don’t worry we will always endeavour to find the right product for you.
- Mechanical Service and Repairs
- Body Repairs and Paint Spraying
- Sales of New Motor Vehicles
- Sales of Used Motor Vehicles
- Auto Electrician
- MOT Testing
- Windscreen Repairs /Replacement
- Vehicle Audio and Security Systems Installation
- Engine Diagnostics
- LPG Conversions / Fitting / Dealing
- Vehicle Valeting
- Clutch and Transmission Repairs
- Vehicle Customising
- Towbar Fitting
- Tail Lift Repairs
- Sign Writing /Livery Tyre Fitting
- Exhaust Fitting
- Vehicle Engineering
- Motor Factors
- Sales of New Parts
- Sales of Used Parts
- Vehicle Collection and Delivery
- Vehicle Auctions
- Vehicle Storage
- Car Parking
- Agricultural Engineers /Repairs
- Radiator Repairs
- Vehicle Dismantling / Breaking Salvage
- Vehicle Repossession Agents
- Welding and Fabrication
- Kit Car Assembly / Manufacture
- Vehicle Manufacturing
- Parts Manufacturing
- Fleet Management
- Vehicle Assessors






