Smarter Insurance is a new way to arrange taxi insurance cover. We work with the leading insurance providers to find you deals that will be perfect for your business. What’s more, we aim to make the process as easy as possible, with online quotes available 24 hours a day.

Taxi fleet insurance

If you have more than three vehicles, Taxi Fleet Insurance will cover the risk your drivers pose to other road users, on a third party, third party plus fire and theft, or on a comprehensive basis.

Taxi Fleet Insurance can be purchased on either an annual or monthly basis, and it can be combined with other types of insurance such as Employer’s Liability Insurance in a package that is tailored to your circumstances. For instance, it can include your owner-driver schemes, coaches, MPVs, any inexperienced drivers and newly qualified badge holders. The Smarter Insurance Taxi Fleet Insurance policy also covers taxi self-drive hire for drivers over 25 years old. As well providing taxi fleet insurance for Private Hire and Public Hire vehicles, we also cover mixed fleets.

How many make a fleet? Is there a minimum and a maximum number?

Some insurers on our panel provide Fleet Insurance for as few as two vehicles, and there is no upper limit. We provide excellent value quotes for fleets of all sizes. We can also supply a quote to install class-leading telematics equipment to help you save money on your insurance and to speed up the claims process.

Why should people have fleet taxi insurance?

Taxi Fleet Insurance can work out more cost-effective than individual policies, especially when you have a fleet of mixed vehicles or if you have a fleet of experienced drivers. Savings can also be made when a number of your employees are owner-drivers. Large fleet owners will find an ‘all drivers’ Taxi Fleet Insurance policy particularly convenient, as it will save you time on adding and removing drivers at a later stage. In any case, you only need to fill in Smarter Insurance’s online form once for a quote that covers all of your vehicles.

What optional extras are available?

Depending on the insurer, you may be able to include windscreen coverage, personal usage and breakdown assistance as part of your taxi fleet insurance package. You can also combine taxi fleet insurance with other types of insurance cover, such as legal assistance, Public Liability, and Employers’ Liability Insurance.

We also offer individually tailored, taxi base insurance at highly competitive rates. This can itself include cover for the premises, Public Liability, Employers’ Liability and internal risks cover (for example, cover for computers and telephony equipment, drinks machines and other valuable items on-site).

Why choose Smarter Insurance?

Smarter Insurance specialises in the best-value insurance for taxi businesses. While some insurance comparison sites promise cheap taxi fleet insurance by providing a standard level of cover, our insurance will be tailored to the specific risks you face in your business. We provide quick and competitive quotes for businesses, online and 24 hours a day.

For immediate taxi fleet insurance cover, contact our friendly team on 03334 000610, or fill in our online form for a quote today.