Motor trade is a generic term that is used for insurance that is required by those within the motor trade industry. Whether it is servicing, repairs or buying and selling, every vehicle in ‘care, control or custody’ of a motor trade company will require insurance. This means that any vehicle in the care of a motor trader whether it is being driven, repaired or parked in a showroom will be deemed as their responsibility to insure.

Motor trade insurance is cover needed by all motor trade businesses to protect your vehicles, vehicles belonging to your customers and any accidents that may occur in your place of work. Whether you are buying, selling, picking them up, repairing them, test driving or demonstrating the vehicles, you will need motor trade insurance. It can also protect vehicles used for personal and business use.

All vehicles that are parked on public property or driven on the road require some form of vehicle insurance. Motor insurance is used for personal use for a single vehicle whereas motor trade insurance covers you for driving lots of different vehicles. Motor trade insurance means that multiple vehicles can be handled on public, home or business premises by the motor traders.

The main difference when it comes to trade insurance is that you, as an individual, are covered across multiple vehicles, whereas private insurance requires the details of the vehicle. This is ideal when handling multiple vehicles so you do not need to take out individual policies for each one. This means you are insured to drive vehicles belonging to customers if needs be.

There are many different elements to motor traders insurance, for example road risk cover, this is the most basic unit you need to know about. We understand it can be confusing with all the terminology and different policy options available. So this guide is designed to give a breakdown of the different types of trade insurance, what affects the price and how to get traders insurance.

Who needs motor trade insurance?

Motor trade is a generic term that is used for insurance that is required by those within the motor trade industry. Whether i...

Vehicles that can be covered

Motor trade is a generic term that is used for insurance that is required by those within the motor trade industry. Whether i...

Types of cover available

Motor trade is a generic term that is used for insurance that is required by those within the motor trade industry. Whether i...

Road Risk Only Motor Trade Insurance

Motor trade is a generic term that is used for insurance that is required by those within the motor trade industry. Whether i...

Combined motor trade insurance

Motor trade is a generic term that is used for insurance that is required by those within the motor trade industry. Whether i...

Available Extras

Motor trade is a generic term that is used for insurance that is required by those within the motor trade industry. Whether i...

Are there any restrictions?

Motor trade is a generic term that is used for insurance that is required by those within the motor trade industry. Whether i...

How much does it cost?

Motor trade is a generic term that is used for insurance that is required by those within the motor trade industry. Whether i...

What affects the price of motor trade insurance?

Motor trade is a generic term that is used for insurance that is required by those within the motor trade industry. Whether i...

What do I need to take out a policy?

Motor trade is a generic term that is used for insurance that is required by those within the motor trade industry. Whether i...

Why choose us?

Motor trade is a generic term that is used for insurance that is required by those within the motor trade industry. Whether i...