When you are searching for cheap private hire taxi insurance across the UK, make sure you contact a company who can advise you on the best type of cover for your business. There are a vast array of different companies who can provide cheap insurance, but sometimes the cheapest quote doesn’t provide the best value for your taxi fleet insurance. At Smarter Insurance we understand that every company is unique and that everyone’s business is facing different challenges. We will work with you to make sure that the cover we provide is designed to fit with you.

It is very important to make sure that your cheap private hire taxi insurance in the UK, provides the correct level of cover. Private hire differs from public hire in its risk level, so the requirements of the cover vary depending upon what you are offering. If you are only providing private hire, then it is unnecessary and expensive to have public hire taxi insurance as well. However, if you do offer both public and private hire through your business, then it is vital that your insurance covers you for both types of taxi service.

Public hire is the ability to pick up a passenger who flags you down on the street, and you must have a suitable licence from your local authority to do this. Private hire refers to pre-booked taxis, which only collect people by prior appointment, for example taking passengers to the airport. We provide both types of cover, and with our decades of experience are ideally placed to help you to understand the type of insurance that you require. We pride ourselves on being the best taxi insurance company, in that we are more than happy to take the time to talk through the differences between public and private hire and help you to understand what is best for you.

Remember that if your insurance is for cheap private hire taxi insurance in the UK, and you pick up a passenger that flags you down, your insurance could be invalidated in the event of an accident. It is vital that you have the correct cover and to an adequate level. Before you ask “how much is private hire taxi insurance?” remember that the cheapest does not always present the best value. In some instances taking cheap insurance out may prove to be more expensive in the event of having to make a claim on your insurance policy, if your policy does not cover you adequately.

To get cheap private hire taxi insurance in the UK for your business please contact Smarter Insurance. Get an online taxi insurance quote or you can speak to one of our highly trained and experienced staff who are available to help you to choose the best insurance for your situation. To learn more about insurance, contact us on 03334 000610 or request a call back at a time that is convenient for you, using our simple online form.