Smarter Insurance is a new way to arrange insurance cover for your business. We work with the leading providers to help you find the perfect insurance for your business. What’s more, we aim to make the process as easy as possible, with online quotes available 24 hours a day.

Giving you peace of mind for public hire taxi insurance

Taxi insurance should cover you for the specific types of risk you face in your business. Different kinds of work carry different types of risk which affect the price. Public hire taxi insurance is for those drivers who can be booked in advance, at a designated taxi rank, or hailed on the street (these are also known as ‘Hackney Carriages’). Other factors that will affect the price of Public Hire Taxi Insurance include your vehicle, your age, the area in which you operate, the level of cover that you require, and your mileage. Public Hire Taxi Insurance can be obtained on a third-party, third-party plus fire and theft, or on a comprehensive basis. At Smarter Insurance we can provide you with individual Public Hire Taxi Insurance that is both highly competitive and tailored to your individual circumstances.

Public hire taxi fleet insurance

If you have more than three vehicles, Taxi Fleet Insurance packages may be better suited to your needs. We offer fleet taxi insurance on both annual and monthly bases. These will cover your entire fleet of vehicles. These policies can be written to include ‘any vehicle’ or ‘any driver’, which means you do not have to specify the driver or vehicle before opening the policy. The Smarter Insurance Taxi Fleet Insurance policy also covers taxi self-drive hire for drivers over 25 years old. As well providing fleet insurance for private and public hire taxis, we also cover mixed fleets, giving you total flexibility to run your business however you see fit.

At Smarter Insurance, we can also provide individually tailored, taxi base insurance at highly competitive rates. This can include cover for the premises, public liability insurance, employers’ liability and internal risks cover (for example, cover for computers and telephony equipment, drinks machines and other valuable items on-site).

Using our expertise in taxi insurance, we can negotiate Taxi Fleet Insurance to include Coaches, MPVs, inexperienced drivers and newly qualified badge holders as part of your policy. We can also provide insurance cover for drivers over 25 to whom you rent vehicles.

Our team can supply you with quotes for class-leading telematics equipment. This software has allowed many of our fleet operators to save money on their insurance by reducing the risk of accidents occurring and – just as importantly – speeding up the claims process by providing instant video footage and tracking information following an accident.

Why choose Smarter Insurance?

  • We can help you find the ideal Public Hire Taxi Insurance for your needs, for the best price.
  • Legal cover available
  • Instalment plans available
  • Online quotes for Public Hire Taxi Insurance and Private Hire Taxi Insurance
  • 24-hour claims line
  • Taxi fleet insurance policies available
  • Private and public hire insurance cover
  • Policies to aid move from weekly schemes
  • Mirror no claims bonus from other vehicle policies
  • Personal accident and public liability cover available

Smarter Insurance specialises in the best-value insurance for taxi businesses. We provide quick and competitive quotes for businesses, online and 24 hours a day.

For immediate cover, contact our friendly team on 03334 000610, or fill in our online form to request a public hire taxi insurance quote.